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Construction invoice template

Construction money moves in draws, change orders, and retainage — and the invoice is the document that keeps all three straight. This template arrives filled in like a real residential build.

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Payment terms
From
Bill to
Items
QtyRate
Notes
Terms
%
If your client pays online
Invoice total$8,607.60
BillTo fee · 2.5%−$215.19
Stripe fee · 2.9% + $0.30−$249.92
You receive$8,142.49
On Pro, our fee drops to 1.5% — you’d keep an extra $86.08 of this one.
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Invoice
INV-2026-0087
Issued Jun 12, 2026
Due Jun 12, 2026
From
Cedar Ridge Contracting
office@cedarridgebuild.com
1430 Foothill Rd, Boulder
+1 (303) 555-0127
Bill to
Hannah Pruitt
hannah.pruitt@gmail.com
76 Alder Ln, Boulder
+1 (720) 555-0183
DescriptionQtyRateAmount
Deck framing & build — labor1$4,800.00$4,800.00
Lumber & hardware materials1$2,150.00$2,150.00
Finish carpentry — hours12$85.00$1,020.00
Subtotal$7,970.00
Sales tax (8%)$637.60
Total due$8,607.60
Notes
Thank you. The final walkthrough is scheduled for June 20.
Terms
Due on receipt. We accept card, ACH and check.
Secured by Stripe · cards, Apple Pay & ACH
Free to download — no signup.
The anatomy

What belongs on the invoice

On the document
The draw or progress-billing reference tied to your payment schedule
Change orders as numbered, separate lines — never folded into the base price
Labor and materials split, with quantities where they matter
Retainage withheld or released, shown explicitly if your contract holds it
Your contractor license number
The period of work and the property address
Common line items
Draw 2 of 4 — framing complete, per schedule
Deck framing and build — labor
Lumber and hardware materials
Change order CO-2 — relocated exterior door
Finish carpentry — hours
Final draw — punch list complete
Rates are yours to set — the generator does the math.
01
Invoice the draw schedule, not the calendar
Tie each invoice to a milestone the client can see — "Draw 2 of 4: framing complete." Visible progress approves itself; date-based bills invite "what am I paying for."
02
Number every change order
CO-1, CO-2, each its own line with its own price. Change orders folded quietly into the total are how good projects end in bad disputes.
03
Know your lien clock
In most states, an unpaid invoice starts a deadline for preserving lien rights — often measured in weeks, not months. You may never file one, but don't lose the option by waiting politely.
FAQ

Questions, answered

What is retainage and how do I invoice it?

A percentage — commonly 5 to 10% — withheld from each draw until the job is accepted. Show it on each invoice if your contract includes it, then bill the accumulated retainage as its own final invoice on completion.

How do change orders show up on the invoice?

As their own numbered lines — "CO-2: relocated exterior door" — priced and dated, matching the signed change order. The invoice should reconcile to the contract plus the numbered changes, nothing else.

Can I ask for money up front?

A deposit or first draw at contract signing is normal — but several states cap upfront payments on residential work, so check your state's rules before setting the percentage.

Progress invoice or one final bill?

Progress draws, almost always. They keep your cash ahead of your material costs and surface payment problems while the job — and your leverage — is still in motion.

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